Bank Transfer Program

American Express Membership Rewards Points

Premium Bank Points with Elite Transfer Partners

American Express Membership Rewards offers access to premium international airlines like ANA and Singapore Airlines, making them ideal for business and first-class travel. With 20+ transfer partners, Amex MR points provide exceptional flexibility.

0.6¢
Baseline value
2.2¢
Best value (CPP)
8
Transfer partners

Redemption Values

Current cents-per-point (CPP) estimates based on award chart pricing and community data. Values updated as programs change.

Redemption TypeValue (CPP)Confidence
Transfer to ANA2.2¢High
Transfer to Virgin Atlantic1.8¢High
Transfer to Singapore KrisFlyer1.8¢High
Amex Travel portal1¢High
Statement credit / cash back0.6¢High

Transfer Partners

All transfers are 1:1 unless noted. Transfer usually posts within minutes.

ANA Mileage Club1:1
Business class to Japan/Asia
Best CPP: 2.2¢
Virgin Atlantic1:1
Delta premium awards
Best CPP: 1.8¢
Singapore KrisFlyer1:1
Business/first class to Asia
Best CPP: 1.8¢
Air Canada Aeroplan1:1
Star Alliance awards
Best CPP: 1.6¢
British Airways Avios1:1
Short-haul flights
Best CPP: 1.5¢
Delta SkyMiles1:1
Delta flights
Best CPP: 1.2¢
Marriott Bonvoy1:1.2
Hotel stays
Best CPP: 0.7¢
Hilton Honors1:2
Hotel stays
Best CPP: 0.6¢

Best Cards for Earning Amex Membership Rewards

  • American Express Platinum Card® (100,000-point welcome offer)
  • American Express Gold Card® (60,000-point welcome offer)
  • American Express Green Card®
  • Blue Business® Plus Credit Card

Frequently Asked Questions

What is an Amex Membership Rewards point worth?

The cash-back baseline is 0.6¢ per point — but the real value is in transfers. Transferring to ANA for Japan business class can yield 2¢+ per point. The average high-value redemption is around 1.5–2¢.

Which Amex transfer partner gives the most value?

ANA Mileage Club is consistently the top performer, especially for business class from the US to Japan. Virgin Atlantic is a close second for booking Delta business class awards that are blocked on DeltaSkyMiles.com.

Do Amex Membership Rewards points expire?

Membership Rewards points do not expire as long as your account is open and in good standing. If your card is closed, you lose your points — transfer them first.

What is the transfer bonus to watch for?

Amex periodically offers 20–40% transfer bonuses to specific partners. ANA, British Airways, and Avianca LifeMiles are common bonus targets. Points Strategist tracks these and alerts Pro subscribers.

Related Strategy Guides

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