Bank Transfer Program

Citi ThankYou Points

Underrated Bank Points with Excellent International Partners

Citi ThankYou Points punch above their weight with access to Turkish Airlines Miles&Smiles and Singapore KrisFlyer — two of the best programs for partner award bookings. Often overlooked, they can deliver exceptional value for international business class.

1¢
Baseline value
2¢
Best value (CPP)
5
Transfer partners

Redemption Values

Current cents-per-point (CPP) estimates based on award chart pricing and community data. Values updated as programs change.

Redemption TypeValue (CPP)Confidence
Transfer to Turkish Miles&Smiles2¢High
Transfer to Singapore KrisFlyer1.8¢High
Transfer to Virgin Atlantic1.5¢High
Citi Travel portal1¢High
Statement credit / cash back1¢High

Transfer Partners

All transfers are 1:1 unless noted. Transfer usually posts within minutes.

Turkish Miles&Smiles1:1
Business class on Star Alliance
Best CPP: 2¢
Singapore KrisFlyer1:1
Business/first class to Asia
Best CPP: 1.8¢
Virgin Atlantic1:1
Delta business class
Best CPP: 1.5¢
Air France-KLM Flying Blue1:1
European and transatlantic flights
Best CPP: 1.3¢
Qatar Privilege Club1:1
Qatar business/first class
Best CPP: 1.5¢

Best Cards for Earning Citi ThankYou Points

  • Citi Strata Premier℠ Card (75,000-point welcome offer)
  • Citi Prestige® Card (discontinued but still earns)
  • Citi Double Cash® Card (earns cash-back convertible to TYP with Premier)

Frequently Asked Questions

What are Citi ThankYou Points worth?

At a minimum, 1¢ per point for cash back or travel portal bookings. Transferred to Turkish Miles&Smiles, you can easily get 1.8–2¢ per point on Star Alliance business class awards.

Why is Turkish Airlines Miles&Smiles so valuable for Citi points?

Turkish charges distance-based rates in miles — not the inflated 'market rate' pricing Delta and United use. A US-to-Europe business class award on United or Lufthansa runs 45,000–60,000 Turkish miles, far less than the 100,000+ miles other programs charge.

Can I transfer Citi Double Cash points?

Yes — if you also hold the Citi Strata Premier card, you can merge your Double Cash cash-back earnings (converted to TYP at 1:1) and transfer them to airline partners.

Related Strategy Guides

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